No, you do not need to prepare the entire business plan before asking Consultant to review the same.

It is completely fine to use AI tools to learn stuff and using AI in business planning is also fine. However, if you use direct or modified output of AI tools in your initial proposal or during business planning, then you need to disclose in which parts AI has been used. Also, if you fail to disclose where AI is used and you are not able to answer Consultant’s and Investors’ questions when they grill you deeper regarding what you have input (as they will assume you have not used AI in those sections), then it will become an integrity issue and your journey with Return40 will be ended by us in that case. Even if it doesn’t end, if the Consultant has doubts, there will be negative remarks made against your record in our systems. This business planning process is an assessment of your skills & talent, hence it is important for us to know where AI is used and where not.

You will need to go through a steep learning curve to handle the commercial aspects. You have to decide where and how you wish to learn. There are so many sources available these days.

You can if you wish to, however, remember that making even a single high quality business plan needs dedication and effort. It can be said that applying with us is like a “Long Term” career investment and not a “Short Term” trading akin to job hopping. The process of preparing business plans and financials will give you a lot of knowledge and value even in case you do not get selected.